is it true that homework is banned in ireland

President Michael D Higgins says homework should be banned in Ireland

The country’s favourite leader believes that school activities should end at the school gate and students should be encouraged to engage in more creative pursuits

• 10:39, 21 JAN 2023

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President Michael D Higgins has called for homework to be banned.

The country’s favourite leader has given hope to a new generation of students that the bane of their afterschool evenings could be scrapped. President Higgins argues that this would make time for young people to engage in more creative pursuits outside school hours.

The former Arts Minister believes that school activities should end at the school gate. He was speaking to RTE’s news2day current affairs and news programme for children on the occasion of the programme’s 20th birthday.

Read more: Children being 'corrupted' by drug dealing situation in Oliver Bond flats, Dail told

When asked what his opinion of homework President Higgins said: “I think myself, really that the time at home, and the time in the school is an educational experience and it should get finished at the school and people should be able to use their time for other creative things.”

To mark the show’s two decades on air, students from St Kevin’s National School, Littleton, County Tipperary put questions from RTÉ news2day viewers to President Higgins at Áras an Uachtaráin. In a wide-ranging interview, the children asked the President questions like, what was your favourite sport when you were in school?

When you were nine years old what did you want to be? And when did you decide you wanted to be President?

The students also asked the President about his dogs, his official trips abroad, his favourite subject in school, differences between now and when he was a child and his favourite book. The President also spoke to the children about his love of handball and the importance of friendship in their lives.

RTÉ news2day will broadcast some of the President’s interview as part of Friday afternoon’s birthday celebrations at 4.20pm on RTÉ2 and RTÉ News channel and the full interview will be available later on Friday evening on the RTÉ Player. In a message to the children of Ireland and the viewers of RTÉ news2day, President Michael D. Higgins gave this advice: “To stay curious about everything and I think it’s important to make sure you don’t miss the joy of sharing information.

“And I think an important thing is friendship and to make sure that there’s no one left without friendship and that people belong. And we will all do individual things... but I think friendships that you make will in fact always be great memories and that is so important. And also have the courage to stand your own ground and let other children be allowed the space of standing their ground too because none of us are the same.

“We’re all unique but at the same time we have a lot going for us.” President Higgins also encouraged the children of Ireland to speak the Irish language.

He encouraged them to speak Irish in a fun way and to feel free to use whatever bits of the language that they have.

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Students and parents plead case for homework ban

School children and parents pleaded with the Minister for Education Norma Foley to step in and introduce a homework ban.

In letters to the minister, kids wrote about how they were being forced to give up hobbies because they were given so much work to do after school.

The correspondence followed comments by President Michael D Higgins in January that a ban on homework should be considered.

In one letter, a school child wrote about how seven hours of school each day was “plenty of education” and that more work on top was unnecessary.

“I do not ask for homework to be completely banned but for it to be reduced to a certain limit. Otherwise, if there is a constant build-up of homework daily, it can cause stress and even a lack of exercise which will affect a person’s well-being.”

Another said they felt homework was a “waste of time” and that a ban should be introduced.

They wrote: “Kids should be doing more creative things with their time after school. Many kids have had to stop doing hobbies they have because of it.

“It is a burden to parents, kids, and teachers [and] so for the above reasons, I think you should BAN HOMEWORK!”

Homework annoys teachers

One hand-written letter, decorated with a Minnie Mouse bow, said homework was “annoying for teachers and pupils”.

“I play soccer and love writing stories, but because of homework, I have no time for doing these things. For teachers, it gives them more copies to correct and they have to go through the trouble of deciding what [homework] to give.”

A secondary school student said that if “sleeping isn’t for school” then “work isn’t for home”.

They explained how they did between one and two hours of homework every evening after school and sometimes more.

“When I would finish, there would be barely any time for me to relax before I had to go to bed to get enough sleep to get up in the morning,” said their letter.

“As I’m sure you’re aware, our president Michael D Higgins also thinks that homework should be banned so if you don’t want to listen to me, listen to our President.”

Another suggested there could at least be a compromise so that students would not be given homework for over the weekend.

“[This would relieve] students of mental stress,” they said.

Help parents

One young student said they were left with no time to help their parents, or to learn how to cook or do other activities around the house.

They said: “We all do activities like swimming, dance, and all other sports. It’s hard work and it’s stressful and it’s unfair.”

A single parent also wrote in to explain how one of their children was getting two hours of written homework every day.

They said: “We need time to teach them life skills such as sewing, cooking, how to work the washing machine, change their own bed sheets and personal care.

“These teachings are very hard for parents with zero [time] left in the evenings. There is no time for them to spend with siblings and parents because they are so tired.”

In responses, the Department of Education told the letter writers that homework policy was not within its powers.

In emails, they said: “The Department does not issue direct guidelines relating to homework being given in schools. It is a matter for each school, at local level, to arrive at its own homework policy.

“In keeping with good practice, the process of drafting a homework policy should involve consultation with teachers, parents, and students.

“However, the Department does acknowledge that homework can play an important part in helping pupils prepare for forthcoming class work and in reinforcing work already covered during class time.”

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President Michael D Higgins says he doesn't think children should have homework

In a wide-ranging interview with Irish children, the president was asked for his thoughts on homework

• 15:35, 20 JAN 2023
• Updated 11:44, 20 APR 2023

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President Michael D Higgins has called for homework to be banned.

End of homework

Higgins has suggested that school activities should end at the school gates.

A smile is likely to have cross children and teenagers' faces after the president of Ireland suggested that homework should be scrapped.

Higgins argued that getting rid of homework would allow young people more time to engage in creative pursuits outside of school hours.

Speaking on RTÉ's news2day programme for the occasion of its 20th anniversary, children were able to put questions to Higgins at Áras an Uachtaráin.

Higgins was asked about his opinion on homework.

The president replied: "I think myself, really that the time at home, and the time in the school is an educational experience and it should get finished at the school and people should be able to use their time for other creative things."

This isn't the first time a political leader has sought to curry favour with future voters.

In March 2022, when then-Taoiseach Micheál Martin was isolating in the US during his St Patrick's Day visit, told the children of Ireland that they could have the day off homework if they did a kind deed.

Other questions for President Higgins

Other questions that the children asked the president included:

• What was your favourite sport when you were in school?
• When you were nine years old what did you want to be?
• When did you decide you wanted to be president?
• What is your favourite book?

The president was asked about his dogs, his official trips abroad, his favourite subject in school, the difference between his childhood and nowadays.

Higgins told the children he loved handball and spoke about the importance of friendship in their lives.

He encouraged the children to speak the Irish language.

A message to the children of Ireland

In a message to the children of Ireland and the viewers of RTÉ news2day, President Michael D. Higgins gave this advice: "Stay curious about everything and I think it's important to make sure you don't miss the joy of sharing information.

"I think an important thing is friendship and to make sure that there’s no one left without friendship and that people belong.

"And we will all do individual things... but I think friendships that you make will in fact always be great memories and that is so important.

"And also have the courage to stand your own ground and let other children be allowed the space of standing their ground too because none of us are the same.

"We're all unique but at the same time we have a lot going for us."

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Mary-Kate Findon | Saturday 21 January 2023 16:06 GMT

Irish president suggests schools should avoid setting children homework

Ireland's president has suggested that schools should avoid assigning children homework, leaving school at the gates.

Michael D Higgins shared his beliefs on the matter during a sit down with students that was broadcast on RTE.

"People should be able to use their time for other creative things," he told the children during his visit to Tipperary.

The 81-year-old also offered words of wisdom for the young people, urging them to "stay curious about everything."

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President Michael D Higgins calls for school homework to be scrapped

President Michael D Higgins stopped by St Kevin's National School in Tipperary where the pupils interviewed him about his dogs, his time in school and his view on homework

• 15:01, 21 JAN 2023

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President of Ireland Michael D Higgins has said he supports the scrapping of homework.

He addressed students of St Kevin's National School, Littleton, Co Tipperary, this week in an episode of RTE's news2day programme.

The President said that schoolwork should be completed in school time so children can use time after school to pursue more creative activities.

Read more: Ireland weather: Met Eireann pin point the end of the cold snap as temperatures skyrocket next week

“People should be able to use their time for other creative things,” he said.

"I think as much as possible that [homework] should happen in the school and I think it’s more relaxed than it used to be.”

He said that not all lessons are learned from books, but that the responsible use of phones is something that he hopes the younger generation will be acutely aware of.

The children of Ireland "have a great value of friendships" and this makes it even more tragic when there is an "abuse of phones for bullying", the President said.

The pupils were also curious about some of the other residents of Aras an Uachtaran - dogs Brod and Misneach.

"He's probably a very famous dog now," said President Higgins of Brod. "He will be 11 in February, which is a very good age for a Bernese Mountain dog and Bród is wonderful.

"He came here at six weeks old, so he's lived all of his life at the Áras..

As for Misneach, he said: "He came during Covid and because I couldn't collect him because of the ban on inter-county travel, he didn't come to me until he was five months old.

"He also didn't have a good journey here, so he's actually shy. He's a beautiful dog."

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'Why I believe homework should be banned', by one primary school student

As the discussion around state exams through the Covid-19 shutdown continues, a separate debate about the very need for homework itself rumbles on. Over the years, many have argued that homework for students in busy modern-day family structures is no longer workable.

This year, the Green Party sought to open a discussion about the banning of homework in future. Here, primary school pupil Misha McEnaney, a fifth class student from Dublin, outlines why he believes homework is more of a hindrance than a help.

IRISH CHILDREN SPEND around 274.5 hours on homework in a year. Is it a waste of time? Generally speaking, homework does not improve academic performance among children, although it may improve academic skills among older students especially lower-achieving kids. Homework also creates stress among students who could be doing other things.

I think it is a waste of time. Here’s why I think so. 

Many students think homework is extremely boring and hard so it increases our stress levels. You might fight with your family or friends and that gives the impression you are angry and irritated when often it’s just because your homework is increasing your stress.

Also, a study by scholar Denise Pope at Stanford shows that out of 4,300 students at high-performance schools, 60% stated that their homework was their primary source of stress.

Movement is more important

I believe that homework eliminates time when you could be exercising, playing sports, carrying out hobbies, reading etc. So when your friends are playing outside or something exciting or important is happening you can’t go out because you’re stuck inside doing your homework. 

Homework messes up your sleep cycles and it causes you to be more tired. After school when you’re tired from working you still have to do your homework, so you don’t deliver your full concentration and that makes your performance not as acceptable as it should be. This can cause your grade to go down and so that defeats the whole point of education to become better and smarter. 

A study from teenink.com shows that students perform best in school when they receive 10–12 hours of sleep each night, while only 15% of teenagers in America reported themselves sleeping eight hours or more on school nights, according to the national sleep foundation of America. Sleep disruption is very bad for our health.

Teacher trust

If you’re completely booked up for the day doing sports or other activities you have no time to do your homework. Your teachers start to trust you less and less and this develops a bad view of you when it’s not entirely your fault. 

It’s also repetitive so you’re doing the same work at school and there’s no effectiveness, it’s not going in. So all that homework becomes a waste because you have already completed it at school. You can also easily get distracted.

Homework takes away revision time for tests and that can affect the test scores. That develops a bad reputation for the student and for the school. The parents then assume that the teaching at the school is bad and they might move school. So the kid might lose friends and over time the school becomes less liked and popular.

All because there is too much homework. 

Bad for the mood

If you don’t sleep enough it can cause mood swings which can affect students’ performance and relationships. To think we can stop all of this by just banning homework makes me wonder why schools still give out homework at all.

People who believe that homework should not be banned have reasonable points and arguments. They believe that doing homework at home can be better for the students and they would receive higher results. 

They also think the parents of the students will have an idea of what type of work they are doing in the classroom, at what scale the student is doing their work and how the student is doing that work. There is absolutely no reason why parents shouldn’t know what the student’s work is like. 

Some people believe that homework boosts interaction between a student and his or her teacher. Homework might develop their presentation skills. They believe that homework is “a remedy against weaknesses”. These can all be done at school. They believe it teaches the students responsibility because they have to make sure that they do their work and not lose it or destroy it. 

They think the students learn much more new information as well as in school. So people think it teaches the students important life skills. They also think it keeps the students busy and entertained. I would argue that these should all be the responsibility of parents, not school.

A shift in the debate

The Green Party in Ireland has promised to explore the banning of homework for primary school children. They also vow to review primary and secondary schools curriculum “to meet the needs of the 21st century”. Catherine Martin, deputy leader of the Green Party, said that “the phasing out of homework is something that definitely should be explored”. 

“This isn’t new, this has been on our policy for the past several years. And I think we really need to have a conversation on how best to develop the creative juices of our children, or really change how we do homework, homework could be, ‘go home and draw a picture of something that means a lot to you’,” she said.

“They’re so young, especially up to the age of seven or eight, it’s a conversation that we need to have”. 

She used the example of Loreto Primary School in Rathfarnham, Dublin, which is currently trialling a “no-homework” programme for all classes except sixth. Ms Martin said that they had found the pilot scheme “amazing” and children were spending a lot more time with their families as a result. 

Mental health considerations

Psychotherapist Mary McHugh believes that we are reducing children’s natural “curious, imaginative and creative” tendencies by “pressuring them to conform”. 

“Our children from the age of three, are being trained to sit still and from five upwards, it’s expected that this is the norm.” McHugh also says that “stress is showing up at an alarming scale and we’re still applying more pressure academically younger and younger”. 

Let’s look at Finland. In Finland, there is no homework in all schools. Finland agrees that there should be no homework because it increases stress, it wastes time etc. Finnish students regularly top the charts on global education metric systems.

Some 93% of Finnish students graduate from secondary school compared to 75% in the USA and 78% in Canada. About two in every three students in Finland go to college which is the highest rate in Europe. The students’ test scores dominate everyone else.  These are the scores for the PISA test (Program for International Student Assessment) 2006.  There are other reasons why Finland’s education system is so good but no homework is definitely an important one. 

Homework increases stress levels among students. It replaces time for hobbies and sports. It messes up your sleep. It can’t always be done and that causes trouble. It’s repetitive. You can develop health problems from lack of sleep.

It takes away time for studying and also when you don’t get enough sleep you can get mood swings and that can affect performance and relationships. There are reasonable arguments for why people who believe that homework shouldn’t be banned are wrong.

We have seen that the Green Party also thinks that homework should be banned and that some schools have already trialled it. We have looked at Finland banning homework and we have seen the impact it has made compared to other countries. This is why I think homework should be banned, not just in my school but in all schools. 

Misha McEnaney is a fifth class student at St Mary’s College, Rathmines, Dublin.

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Ireland’s President Higgins calls for an end to homework, encourages creativity and meaningful friendships instead

Pushes for education beyond the classroom, emphasizes language learning and self-expression ..

January 24, 2023 – Ireland’s President Michael Higgins is calling for an end to homework.

When pressed on his views during an interview with RTE’s news2day – a current affairs and news program for children, Higgins said: “ I think myself, really that the time at home, and the time in the school is an educational experience and it should get finished at the school and people should be able to use their time for other creative things. ”

He also added “ I think it’s important to make sure you don’t miss the joy of sharing information. And I think an important thing is friendship and to make sure that there’s no one left without friendship and that people belong. And we will all do individual things… but I think friendships that you make will in fact always be great memories and that is so important. And also have the courage to stand your own ground and let other children be allowed the space of standing their ground too because none of us are the same. We’re all unique but at the same time we have a lot going for us .”

Furthermore, Higgins encouraged the children of Ireland to speak the Irish language.

While the role of president in Ireland is mainly a ceremonial one, it does have some sway over how the government operates.

Even though it remains unclear if Higgins has begun any official paperwork to ban homework, which would irony be homework for him, his sentiment resonated with his many fans.

Homework banned in Ireland? Are my student dreams coming true? According to IrishMirror, President Michael D Higgins has called for homework to be banned as he thinks students can engage in more creative pursuits outside school hours. pic.twitter.com/MLfXlAzAhN — Nare (@Nare33242443) January 24, 2023

President Higgins calls for homework to be banned. It’s such a pity the *head of state* has no actual power on matters. This is such a smart and wise idea. The usual brigade will be out against this, but its the right thing to do for young people https://t.co/Qub7fJnTAA — Dylan (@dylancongolf) January 20, 2023

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27th Jan 2023

No plans to abolish homework, says Minister Foley

Kat O'Connor

Do you think homework should be scrapped in Ireland?

Minister for Education Norma Foley has said she has no plans to abolish homework in Ireland.

The Minister commented on the issue after President Michael D. Higgins suggested recently that homework be scrapped so that children could pursue “other creative things”.

But Foley does not agree, stating that it is up to each individual school to set its own homework policy.

“It would not be appropriate for a Government Minister to engage in the public debate with the office of the President,” she told the Irish Mirror .

Foley added that schools can make their own homework policies and that it is not up to the Government to scrap homework.

“These policies are created in conjunction with senior management and staff, the boards of management, parents, and the pupils,” she explained.

“Schools are in of themselves places where creative pursuits are cultivated, nurtured and encouraged. “That creativity may also be reflected in homework.”

While appearing on  RTÉ news2day to mark its 20th anniversary, the President of Ireland was asked by students from St Kevin’s National School in Littleton, Tipperary his thoughts on homework.

“I think myself, really that the time at home and the time in school is an educational experience,” he responded.

“It should get finished at the school.”

“People should be able to use their time for other creative things.”

In regard to homework, many parents feel it takes up too much of their children’s time during the evening.

However, others argue it helps kids make more progress in school and that it benefits their communication and reading skills.

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The President Of Ireland Wants To Get Rid Of Homework & Honestly, He's Onto Something

“The time in the school is an educational experience and it should get finished at the school.”

Do you know who doesn’t like homework? Kids — and certain presidents. In an impassioned plea to the people of his nation, President Michael D. Higgins has called for a ban on homework across Ireland. And if small children were given the right to vote tomorrow, I feel fairly certain I know whose name they would be supporting on the ballot.

Higgins, who is himself a former Arts Minister of Ireland and therefore, in my opinion, knows a little about the subject, spoke to Ireland’s news program for kids RTE’s news2day at St. Kevin’s School in Tipperary about a number of subjects. What he wanted to be when he was a kid himself. What was his favorite sport in school, which he said was handball. When did he decide he wanted to be president. And then, the mutual bane of their existence — homework.

“I think myself, really that the time at home, and the time in the school is an educational experience and it should get finished at the school and people should be able to use their time for other creative things,” Higgins told his interviewers, four children hanging on his every word.

While it remains unclear if Higgins has begun any official paperwork to ban homework, which would ironically be homework for him, his sentiment resonated with his many fans. Children and social media users alike in fact. One person tweeted their appreciation of the fact that Higgins was “running his nation like the little Hobbit he is.”

Another social media user wondered if Higgins was really a “forest sprite.”

This social media user found the idea inspiring , writing, “We need a national conversation on how to bring more play, creativity, imagination, movement and positive experiences into our children’s lives. Banning homework would be a great first step.”

Higgins ended his interview with a message to children about the importance of fostering their friendships and telling them to “stay curious about everything and I think it’s important to make sure you don’t miss the joy of sharing information. And I think an important thing is friendship and to make sure that there’s no one left without friendship and that people belong. And we will all do individual things... but I think friendships that you make will in fact always be great memories and that is so important.”

I think he’s on to something.

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27th Jan 2023

No plans to abolish homework, says Minister Foley

Kat O'Connor

Do you think homework should be scrapped in Ireland?

Minister for Education Norma Foley says she has no plans to abolish homework in Ireland.

She has spoken out about the issue after President Michael D. Higgins said it is time for homework to be scrapped because it is outdated.

But the Minister for Education does not agree.

Many parents and teachers agree that it is time for the outdated practice to be scrapped. However, the Education Minster said it is up to each individual school to set its own homework policy.

“It would not be appropriate for a Government Minister to engage in the public debate with the office of the President.

“Currently schools are free to have their own policy on homework.

Minister Foley said schools can make their own homework policies, but it is not up to the Government to scrap homework.

“These policies are created in conjunction with senior management and staff, the boards of management, parents, and the pupils.

“Schools are in of themselves places where creative pursuits are cultivated, nurtured and encouraged.

“That creativity may also be reflected in homework.”

The President of Ireland told Newsday that children should spend their time doing other activities.

“I think myself, really that the time at home and the time in school is an educational experience.

He continued, “It should get finished at the school.”

This will then give children more time for other activities after school. Pupils could also have more time to socialise.

“People should be able to use their time for other creative things.”

Many parents feel it takes up too much of our children’s time during the evening, but others feel it helps them make more progress in school. Others also believe it benefits their communication and reading skills.

What do you think? Is it time for homework to be scrapped?

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President of Ireland calls for homework to be banned

President of Ireland Michael D Higgins. (Source: Getty)

The President of Ireland has made his thoughts known about homework, saying it should be left at the gate and children should be able to use their leisure time for "creative things".

Speaking to RTE’s news2day - a current affairs and news programme for children, Michael D Higgins answered questions on a wide range of topics, the Irish Mirror reports .

When pressed on his views about homework Higgins said: “I think myself, really that the time at home, and the time in the school is an educational experience and it should get finished at the school and people should be able to use their time for other creative things.”

Higgins, a former arts minister, told children “to stay curious about everything and I think it’s important to make sure you don’t miss the joy of sharing information.

“And I think an important thing is friendship and to make sure that there’s no one left without friendship and that people belong. And we will all do individual things... but I think friendships that you make will in fact always be great memories and that is so important.

“And also have the courage to stand your own ground and let other children be allowed the space of standing their ground too because none of us are the same.

“We’re all unique but at the same time we have a lot going for us.”

Higgins also encouraged the children of Ireland to speak the Irish language.

While the role of president in Ireland is mainly a ceremonial one, it does have some sway over how the government operates.

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POLL — Should homework be banned?

Tell us what you think.

Do I have homework tonight?

That’s the question on many kids’ minds when the school bell rings at the end of the day.

This week, the topic of homework made headlines in Ireland when President Michael D. Higgins was interviewed by students on the national public broadcaster, RTE.

When asked his thoughts on homework, Higgins replied: “It should get finished at the school and people should be able to use their time for other creative things.”

Soon after, some media outlets in Ireland published headlines saying that Higgins called for a ban on homework.

Although a ban isn’t coming anytime soon, it got us thinking:

• How much homework do you have?
• Would you want homework to be banned?
• What about the benefits of homework?

Sound off, telling us how you feel about homework.

Have more questions? Want to tell us how we're doing? Use the “send us feedback” link below. ⬇️⬇️⬇️

TOP IMAGE CREDIT: Mark Humphrey/The Associated Press

Was this story worth reading?

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Taoiseach Leo Varadkar admits schoolchildren can get too much homework but stops short of supporting calls for ban

"I think there's definitely a place for homework but we need to make sure that there isn't too much of it."

• 12:15, 30 JAN 2023

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Taoiseach Leo Varadkar has stopped short of supporting calls for a ban on homework for schoolchildren but admits some children get “too much.”

His comments come just weeks after President Michael D Higgins called for homework to be banned.

The Fine Gael leader told Newstalk's Pat Kenny Show that he will now talk to Education Minister Norma Foley about the matter.

Read More : 'Nasty storm' with hurricane force winds to narrowly avoid Ireland this week

In an interview with RTÉ’s News2Day, President Higgins said that he believed time at home should be spent doing more creative activities.

“I think myself, really that the time at home, and the time in the school is an educational experience and it should get finished at the school and people should be able to use their time for other creative things," the former Arts Minister told schoolchildren in attendance.”

The Taoiseach has now weighed in on the homework debate, saying that he thinks children get too much homework.

Mr Varadkar said: “I guess I'd have to talk to Minister Foley about that. We haven't had a chance to discuss it.

“I think definitely kids can have too much homework.

“You could have a long day in class, get home in the early evening and then face, you know, three hours of homework.

“I remember that when I was a kid, staying up very late to do homework.

“I think there's definitely a place for homework but we need to make sure that there isn't too much of it.”

When asked if he minded President Higgins making public comments on homework, the Taoiseach noted that his contributions are “always welcome”.

In a recent survey, Irish Mirror readers were also overwhelmingly in favour of banning homework, with 98% of our readers in favour.

In a landslide decision, 57,440 readers voted yes, while just 1,211 voted no.

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Money blog: Couples reveal how they split finances when one earns more than other

Welcome to the Money, your place for personal finance and consumer news and tips. Read our weekend feature on relationship finances below and let us know how you and your partner divide money in the comments box. We'll be back with live updates on Monday.

Saturday 17 August 2024 12:43, UK

Essential reads

• Couples on how they split finances when one earns more than other
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Ask a question or make a comment

By Emily Mee , news reporter

Openly discussing how you split your finances with your partner feels pretty taboo - even among friends.

As a consequence, it can be difficult to know how to approach these conversations with our partner or what is largely considered fair - especially if there's a big imbalance salary-wise. 

Research by Hargreaves Lansdown suggests in an average household with a couple, three-quarters of the income is earned by one person. 

Even when there is a large disparity, some couples will want to pay the same amount on bills as they want to contribute equally. 

But for others, one partner can feel resentful if they are spending all of their money on bills while the other has much more to spend and is living a different lifestyle as a result. 

At what stage of the relationship can you talk about money?

"We've kind of formally agreed there is some point in a relationship you start talking about kids - there is no generally agreed time that we start talking about money," says Sarah Coles, head of personal finance at Hargreaves Lansdown. 

Some couples may never get around to mentioning it, leading to "lopsided finances". 

Ms Coles says if you want to keep on top of finances with your partner, you could set a specific date in the year that you go through it all. 

"If it's in the diary and it's not emotional and it's not personal then you can properly go through it," she says.

"It's not a question of 'you need to pull more weight'.  It's purely just this is what we've agreed, this is the maths and this is how we need to do that."

While many people start talking about finances around Christmas, Ms Coles suggests this can be a "trying time" for couples so February might be a "less emotional time to sit down". 

How do you have the conversation if you feel the current arrangement is unfair?

Relationship counsellor at Relate , Peter Saddington, says that setting out the balance as "unfair" shouldn't be your starting point. 

You need to be honest about your position, he says, but your conversation should be negotiating as a couple what works for both of you. 

Before you have to jump into the conversation, think about: 

• Letting your partner know in advance rather than springing it on them;
• Making sure you and your partner haven't drunk alcohol before having the conversation, as this can make it easy for it to spiral;
• Having all the facts to hand, so you know exactly how much you are spending;
• Using 'I' statements rather than 'you'. For example, you could say to your partner: "I'm really worried about my finances and I would like to sit down and talk about how we manage it. Can we plan a time when we can sit down and do it?"

Mr Saddington says if your partner is not willing to help, you should look at the reasons or question if there are other things in the relationship that need sorting out. 

If you're having repeated arguments about money, he says you might have opposite communication styles causing you to "keep headbutting". 

Another reason could be there is a "big resentment" lurking in the background - and it may be that you need a third party such as a counsellor, therapist or mediator to help resolve it. 

Mr Saddington says there needs to be a "safe space" to have these conversations, and that a third party can help untangle resentments from what is happening now. 

He also suggests considering both of your attitudes to money, which he says can be formed by your early life and your family. 

"If you grew up in a family where there wasn't any money, or it wasn't talked about, or it was pushed that you save instead of spend, and the other person had the opposite, you can see where those conversations go horribly wrong. 

"Understanding what influences each of you when it comes to money is important to do before you have significant conversations about it."

What are the different ways you can split your finances?

There's no one-size-fits-all approach, but there are several ways you can do it - with Money blog readers getting in touch to let us know their approach...

1. Separate personal accounts - both pay the same amount into a joint account regardless of income

Paul Fuller, 40, earns approximately £40,000 a year while his wife earns about £70,000. 

They each have separate accounts, including savings accounts, but they pay the same amount (£900) each a month into a joint account to pay for their bills. 

Paul says this pays for the things they both benefit from or have a responsibility for, but when it comes to other spending his wife should be able to spend as she likes. 

"It's not for me to turn around to my wife and expect her to justify why she thinks it's appropriate to spend £150 in a hairdresser. She works her backside off and she has a very stressful job," he says. 

However, their arrangement is still flexible. Their mortgage is going up by £350 a month soon, so his wife has agreed to pay £200 of that. 

And if his wife wants a takeaway but he can't afford to pay for it, she'll say it's on her.

"Where a lot of people go wrong is being unable to have those conversations," says Paul.

2. Separate personal accounts - whoever earns the most puts more into a joint account

This is a more formal arrangement than the hybrid approach Paul and his wife use, and many Money blog readers seem to do this in one form or another judging by our inbox.

There's no right or wrong way to do the maths - you could both put in the same percentage of your individual salaries, or come up with a figure you think is fair, or ensure you're both left with the same amount of spending money after each payday.

3. Everything is shared

Gordon Hurd and his wife Brenda live by their spreadsheet. 

Brenda earns about £800 more a month as she is working full-time while Gordon is freelance. Previously Gordon had been the breadwinner - so it's a big turnaround.

They each have separate accounts with different banks, but they can both access the two accounts. 

How much is left in each account - and their incomings and outgoings - is all detailed in the spreadsheet, which is managed weekly. 

Whenever they need to buy something, they can see how much is left in each account and pay from either one. 

Gordon says this means "everyone knows how much is available" and "each person's money belongs to the other". 

"We have never in the last decade had a single disagreement about money and that is because of this strategy," he says.

Money blog reader Shredder79 got in touch to say he takes a similar approach. 

"I earn £50k and my wife earns just under £150k. We have one joint bank account that our wages go into and all our outgoings come out of. Some friends can't get their head around that but it's normal for us."

Another reader, Curtis, also puts his wages into a joint account with his wife. 

"After all, when you have a family (three kids) it shouldn't matter who earns more or less!" he says. 

Reader Alec goes further and says he questions "the authenticity of any long-term relationship or the certainly of a marriage if a couple does not completely share a bank account for all earnings and all outgoings". 

"As for earning significantly more than the other, so what? If you are one couple or long-term partnership you are one team and you simply communicate and share everything," he says. 

"Personally I couldn't imagine doing it any other way and I do instinctively wonder what issues or insecurities, whether it be in trust or something else, sit beneath the need to feel like you need to keep your finances separate from one another, especially if you are a married couple." 

A reader going by the name lljdc agrees, saying: "I earn half of what my husband does because I work part-time. Neither of us has a solo account. We have one joint account and everything goes into this and we just spend it however we like. All bills come out of this too. Sometimes I spend more, sometimes he spends more."

4. Separate accounts - but the higher earner pays their partner an 'allowance'

If one partner is earning much more than the other, or one partner isn't earning for whatever reason, they could keep separate accounts and have the higher earner pay their partner an allowance. 

This would see them transfer an agreed amount each week or month to their partner's account.

Let us know how you and your partner talk about and split finances in the comments box - we'll feature some of the best next week

By Jimmy Rice, Money blog editor

The centre-point of a significant week in the economy was inflation data, released first thing on Wednesday, that showed price rises accelerated in July to 2.2%.

Economists attributed part of the rise to energy prices - which have fallen this year, but at a much slower rate than they did last year. 

As our business correspondent Paul Kelso pointed out, it felt like the kind of mild fluctuation we can probably expect month to month now that sky high price hikes are behind us, though analysts do expect inflation to tick up further through the remainder of the year...

Underneath the bonnet, service inflation, taking in restaurants and hotels, dropped from 5.7% to 5.2%.

This is important because a large part of this is wages - and they've been a concern for the Bank of England as they plot a route for interest rates.

On Tuesday we learned average weekly earnings had also fallen - from 5.7% to 5.4% in the latest statistics.

High wages can be inflationary (1/ people have more to spend, 2/ employers might raise prices to cover staff costs), so any easing will only aid the case for a less restrictive monetary policy. Or, to put it in words most people use, the case for interest rate cuts.

Markets think there'll be two more cuts this year - nothing has changed there.

Away from the economy, official data also illustrated the pain being felt by renters across the UK.

The ONS said:

• Average UK private rents increased by 8.6% in the 12 months to July 2024, unchanged from in the 12 months to June 2024;
• Average rents increased to £1,319 (8.6%) in England, £748 (7.9%) in Wales, and £965 (8.2%) in Scotland;
• In Northern Ireland, average rents increased by 10% in the 12 months to May 2024;
• In England, rents inflation was highest in London (9.7%) and lowest in the North East (6.1%).

Yesterday, we found the UK economy grew 0.6% over three months to the end of June. 

That growth rate was the second highest among the G7 group of industrialised nations - only the United States performed better with 0.7%, though Japan and Germany have yet to released their latest data.

Interestingly, there was no growth at all in June, the Office for National Statistics said, as businesses delayed purchases until after the general election.

"In a range of industries across the economy, businesses stated that customers were delaying placing orders until the outcome of the election was known," the ONS said.

Finally, a shout for this analysis from business presenter Ian King examining what's gone wrong at Asda. It's been one of our most read articles this week and is well worth five minutes of your Friday commute or weekend...

We're signing out of regular updates now until Monday - but do check out our weekend read from 8am on Saturday. This week we're examining how couples who earn different amounts split their finances.

Each week we feature comments from Money blog readers on the story or stories that elicited most correspondence.

Our weekend probe into the myriad reasons for pub closures in the UK prompted hundreds of comments.

Landlords and campaigners, researchers and residents revealed to Sky News the "thousand cuts" killing Britain's boozers - and what it takes to survive the assault.

Here was your take on the subject...

I've been a publican for 19 years. This article is bang on! It's like you've overheard my conversations with my customers - COVID, cost of living, wages - the traditional British boozer going out of fashion. (My place: no food, no small children). Hey Jood

I own a small craft ale bar or micropub as some say. The current climate is sickening for the whole hospitality sector. This summer has been ridiculously quiet compared to previous ones. Micropubs were on the rise pre-COVID, but not now even we're struggling to survive… Lauren

I am an ex-landlord. It's ridiculous you can buy 10 cans for £10 or one pint for £5 now. It's not rocket science, it's a no-brainer: reverse the situation. Make supermarket beer more expensive than pub beer, then people will start to go out and mix again rather than getting drunk at home. Ivanlordpeers

Bought four pints of my regular drink at a supermarket for less than one pint in our local pub. It's becoming a luxury to go to a pub these days. Torquay David

Traditional pubs are being taken over by conglomerates who don't sell traditional beer, only very expensive lager, usually foreign, and other similar gassy drinks. How can they be called traditional pubs? Bronzestraw

The main reason for pubs closing is twofold! 1: The out-of-reach rents that the big groups charge landlords. 2: Landlords are told what stock they can hold and restrict where they can purchase it from. Strange, but most pubs belonged to the same groups! A pub-goer

Less pubs are managed now, pub companies are changing them to managed partnerships, putting the pressure onto inexperienced young ex-managers. Locals complain that their local pub has gone. but they don't use them enough. Can government regulate rents and beer prices for business owners? John Darkins

I was a brewery tenant in Scotland for many years and sequestrated because of the constant grabbing at my money by greedy brewers who wanted more and more. I made my pub very successful and was penalised by the brewery. James MacQuarrie 

The only reason pubs are closing is locals only use them on Boxing Day, New Year's Eve, and one Sunday a year. Plus breweries don't need pubs, they sell enough through supermarkets! Use them or lose them. Peter Smith

The closing of pubs is a terrible shame. I still go to my local and have great memories of getting drunk in many in my hometown. They are important places in society. As someone once said: "No good story ever started with a salad." Kev K

It's the taxman killing pubs. £1 of every £3 sold. Utter disgrace. Stef

I go with my girlfriend, Prue, every day to my local. It's a shame what's happening to prices. It used to be full of people and joy but now it's a ghost town in the pub since prices are too high now. I wish we could turn back time and find out what went wrong. Niall Benson

Minimum wage is around £11 and the tax threshold is £12,600 per year. How can you possibly afford a night in a pub out when a pint costs between £3 and £8 a pint on those wages? Allan7777blue

Unfortunately, the very people who have kept these establishments going over the years (the working man) have been priced out, and they're paying the price. Dandexter

The pubs are too expensive for people to go out regularly as we once did a decade or so ago. People's priorities are on survival, not recreation. Until the living wage increases beyond an inflation that wages haven't risen above in years, then we will see shops, pubs, etc. close JD

Who wants to spend hard-earned money going into a pub that's nearly always empty. It takes away one of the main attractions - socialising. Michael

Monzo has been named the best bank in the UK for customer satisfaction, according to a major survey. 

More than 17,000 personal current account customers rated their bank on the quality of its services and how likely they would be to recommend to friends or family. 

Digital banks made up the top three, with Monzo coming out on top, followed by Starling Bank and then Chase. 

Some 80% of Monzo customers said they would recommend the bank. 

The digital banking app said topping the tables "time and time again" was not something it would "ever take for granted". 

Royal Bank of Scotland (RBS) was bottom of the ranking for another year. 

The banks with the best services in branches were Nationwide, Lloyds Bank and Metro Bank. 

Gail's bakery chain has come under fire for repurposing unsold pastries into croissants and selling them for almost £4 the next day.

The retailer lists the "twice baked" chocolate almond croissants as part of its "Waste Not" range, which means it is made using leftover croissants that are then "topped with almond frangipane and flaked almonds".

The scheme has been hit with criticism online, with many pointing out the £3.90 price tag is 95p more than the original croissant.

One X user said: "The audacity of bragging about it being part of their 'Waste Not' range like we should be grateful to them and proud of ourselves for contributing to reducing food waste when they could just sell it for less money – not one pound more than yesterday.

"Unsure whether to be impressed or horrified that someone has come up with a concept to capitalise on yellow sticker goods to make more profit."

It should be added, however, that the practice was not invented by Gail's - and almond croissants were originally created by French boulangeries to reuse day-old croissants and stop them going stale.

When factoring in the extra ingredients (almond frangipane and flaked almonds) and baking time, the bakery chain would likely defend the increased price by pointing to the additional costs incurred.

It comes as locals in a trendy London neighbourhood signed a petition against a Gail's bakery setting up shop in their area.

After (unconfirmed) rumours began circulating that the chain was looking to open a site in Walthamstow village, more than 600 have signed a petition opposing the plans.

The petition says the village "faces a threat to its uniqueness" should Gail's move into the area (see yesterday's 11.54am post for more).

Gail's has been contacted for comment.

British retailers saw a rise in sales last month after a boost from Euro 2024 and summer discounting, according to official figures.

High street retailers said sales of football shirts, electronics such as TVs, and alcoholic drinks were all stronger amid the Three Lions' journey to the final.

Total retail sales volumes rose by 0.5% in July, the Office for National Statistics (ONS) said. It was, however, slightly below predictions, with economists forecasting a 0.7% increase.

It followed a 0.9% slump in volumes in June as retail firms blamed uncertainty ahead of the general election and poor weather.

ONS director of economic statistics, Liz McKeown, said: "Retail sales grew in July led by increases in department stores and sports equipment shops, with both the Euros and discounting across many stores boosting sales.

"These increases were offset by a poor month for clothing and furniture shops, and falling fuel sales, despite prices at the pump falling."

The data showed that non-food stores saw a 1.4% rise, driven by a strong performance from department stores, where sales grew by 4% for the month as summer sales helped to stoke demand.

However, clothing and footwear shops saw a 0.6% dip, whilst homeware retailers also saw volumes fall 0.6%. Food stores, meanwhile, saw sales remain flat for the month.

There are fears that the £2-cap on single bus fares could be scrapped after the government declined to say whether the policy would continue past December.

Bus companies said it was vital the cost of using their services is kept low for young people to "enhance their access to education and jobs".

Alison Edwards, director of policy and external relations at industry body the Confederation of Passenger Transport, said: "Bus operators are working closely with the government so that together we can find a way to avoid a cliff edge return to commercial fares.

"Analysis has shown that supporting fares, which can be done in a range of different ways, is great value for money and can support many other government objectives.

"For example, keeping fares low for young people would enhance their access to education and jobs, while also encouraging them to develop sustainable travel habits to last a lifetime."

Transport Secretary Louise Haigh said in a recent interview with the PA news agency that her officials were "looking at various options" in relation to the cap, including whether they could "target it better".

It's been a busy week on the economic front.

There was no major shift in the overall outlook - since Monday we've had it confirmed that the UK economy has lower inflation and more growth than the last two years, while wages have grown faster than the overall pace of price rises.

On the back of all that news the pound is at the highest rate since early this month against the dollar, worth $1.2882, and the highest since July when it comes to buying euro with one pound equal to €1.1733. 

Signs of a recovery from the global market sell-off of Monday last week can be seen in the share prices of companies listed on the London Stock Exchange.

Share prices have grown among the most valuable companies on the stock exchange, those that comprise the Financial Times Stock Exchange (FTSE) 100 list of most valuable companies.

Today though, this benchmark UK index fell 0.19% but finishes the week higher than the start.

Also finishing the week higher than the start are the more UK-based companies of the FTSE 250 (the 101st to the 250th most valuable firms on the London Stock Exchange).

On Friday morning that index was up 0.08%. 

With tensions in the Middle East and Eastern Europe high as Iran mulled a retaliatory strike on Israel and Ukraine made incursions into Russian territory, there had been concern about energy price spikes.

But the benchmark oil price has remained steady at $80.13 dollars for a barrel of Brent crude oil.

Gas prices have remained below the Monday high of 100 pence a therm (the measurement for heat) and now are 94.50 pence a therm. 

A Cabinet Office minister has said it is "unfair" to suggest other public sector workers will be queuing up for a pay rise after the government's offer of a 15% increase for train drivers and junior doctors.

"I think that's an unfair characterisation as well," paymaster general Nick Thomas-Symonds told Times Radio.

"I think what is absolutely crucial here is we are a Government again that is sticking to the promises we made in opposition.

"We promised we would sit down and find solutions, and people expressed scepticism about that, but actually that is precisely what we have done in Government."

Last month, the government and the British Medical Association struck an improved pay deal for junior doctors in England worth 22% on average over two years.

Meanwhile, train drivers will vote on a new pay deal following talks between representatives of drivers' union ASLEF and the Department for Transport.

The new offer is for a 5% backdated pay rise for 2022/23, a 4.75% rise for 23/24, and 4.5% increase for 24/25.

The Dartford Crossing is the highest-earning toll road in the UK, new data shows. 

The Kent to Essex route raked in £215.9m in the last year - 2,159 times more than the Whitney toll bridge in Hereford. 

The crossing, which was supposed to stop charging customers in 2003, costs between £2 and £6 to use (depending on the vehicle you're driving) between 10am and 6pm every day. 

Car finance company Moneybarn found it earned just over £209m in 2022. 

It topped the chart of 13 toll roads in the country, making over £100m more than the second highest-earning road in 2023 - the M6 Toll in the West Midlands. 

In third place was the Mersey Gateway Bridge between Halton and Cheshire, which made £48.9m. 

You can see how the other toll roads fared below... 

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