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MIT offers over 2,000 free online courses — here are 13 of the best ones
- The Massachusetts Institute of Technology (MIT) is ranked the second best school in the world in 2021, according to US News .
- Despite the exclusivity that comes with prestige, the institution offers accessibility to its educational resources.
- You can take thousands of free MIT courses online through edX or MIT OpenCourseWare .
- Read more: Yale's most popular class ever was adapted into a free online course that teaches you how to be happier
The Massachusetts Institute of Technology may be one of the most prestigious universities in the world — and, through the lenses of price , location, and a 7.3% acceptance rate — could also be seen as one of the least accessible. But, for an institution that says "the soul of MIT is research" — it has made considerable efforts to remove barriers to its faculty and classes.
In 2012, the university co-founded edX , an education non-profit , with Harvard and currently offers more than 200+ courses that are free to audit. And since 2001, the university has been publishing all of the educational materials from its undergraduate- and graduate-level courses online for free , so anyone with access to the internet can experience over 2,000 MIT courses through MIT OpenCourseWare .
If you choose to learn through edX, many classes will give you a more traditional classroom experience, including video lectures, community engagement in discussion forums, and (in paid versions) graded assignments and a completion certificate you can share on LinkedIn or on your resume. MIT OpenCourseWare has more course options, but is scrappier and less intuitive; you'll be on your own aside from access to course materials like readings and lecture notes.
Below, you'll find a few of the most popular Massachusetts Institute of Technology courses you can take online for free. For more, we'd suggest browsing MIT OpenCourseWare and the whopping 200+ courses offered through edX — spanning topics from computer science to social policy.
13 MIT courses you can take online for free:
Machine learning with python: from linear models to deep learning.
Time commitment: 15 weeks
Cost: Free to audit; $300 for verified certificate
This course offers an in-depth introduction to the field of machine learning. Students will cover topics from linear models to deep learning and reinforcement learning through hands-on Python projects. It's also the last course in the MITx MicroMasters program in Statistics and Data Science .
*Note: This course began on February 1, 2021, but enrollment is currently open.
$0.00 FROM EDX
Introduction to Computer Science and Programming Using Python
Time commitment: 9 weeks
Cost: Free to audit; $75 for verified certificate
This introductory course focuses on breadth rather than depth; You'll learn about Python, simple algorithms, testing and debugging, and data structures. You'll also get an informal introduction to algorithm complexity.
*Note: This course began on January 27, 2021, but enrollment is currently open.
Global Africa: Creative Cultures
Time commitment: N/A
Cost: Free
Through MIT OpenCourseWare, students can learn about Africa's material and visual culture through dynamic lenses (anthropology, history, and social theory), as well as examine how the continent's literary, musical, and artistic productions intersect with global politics. Taught by M. Amah Edoh, the course interweaves ideas from intellectuals such as Princeton professor Chika Okeke-Agulu, Stanford professor Paulla A. Ebron, and acclaimed author Chimamanda Ngozi Adichie to contextualize African visual culture.
$0.00 FROM MIT OPENCOURSEWARE
Art, Craft, Science
Time commitment: N/A
Also through MIT OpenCourseWare, students can examine crafts — or, artworks that are created to be used as well as viewed — through historical, theoretical, and anthropological lenses. Professor Heather Paxson examines the historical and contemporary creation, consumption, commodification, and value of crafts. Ultimately, students should be able to apply the same tools to form and articulate their own ideas about crafts.
Shaping Work of the Future
Time commitment: 8 weeks
Cost: free to audit; $49 for a verified certificate
Study the relationship between new technologies, work, and society in order to develop action plans for improving the workforce. Students will approach class topics with a historical perspective of work and employment policy in the US and around the world, and learn how civic institutions can use the gains from emerging innovations to increase equality of opportunity, social inclusion, and shared prosperity.
COVID-19 in Slums & Informal Settlements: Guidelines & Responses
Time commitment : 4 weeks
Cost: free to audit; $29 for a verified certificate
What's happening during the COVID-19 pandemic in self-built, urban poor settlements in which guidelines such as social isolation, social distancing, and frequent hand washing are not feasible? And what guidelines are actually useful in informal settlements? In this course, experts from a variety of backgrounds (academics, community leaders, public officials, etc.) aim to answer that question.
Tools for Academic Engagement in Public Policy
Time commitment: 3 weeks
Cost: free to audit; $199 for a verified certificate
Public policies have grown increasingly complex and technical — and there's a clear need for scientists and engineers to engage with policymakers on making scientifically informed solutions to public challenges. But, very few academics receive the necessary training on how to actually impact public policy. This course, taught by an MIT political science professor and Harvard's executive director of the Scientific Citizenship Initiative, aims to close the gap.
The Iterative Innovation Process
Cost: free to audit; $99 for a verified certificate
Applicable to organizations or individuals, this course teaches the iterative innovation process. Students will learn about the interconnectedness of markets, implementation, and technology, and how to spot opportunities in each. Throughout the course, students will build an innovation process model with real examples and exercises.
Evaluating Social Programs
Time commitment: 6 weeks
Students learn why randomized evaluations matter and how to quality control and monitor them. Through lectures and case studies, they'll learn about common pitfalls of evaluation designs, key components of a well-designed randomized evaluation, techniques for analyzing and interpreting results, and more. A familiarity with basic statistical concepts is useful, but not required.
Becoming a More Equitable Educator: Mindsets and Practices
Time commitment: 10 weeks
In this education and teacher training course, students will learn about mindsets and practices that help create a more equitable learning environment and, in particular, help underserved students to thrive. Participants will examine dimensions of inequality in education, use case studies to imagine community change, and rehearse acting in difficult situations. First, the class will focus on individual interactions and later expand to cover the impact of bias on schools and communities.
Supply Chain Analytics
This hands-on business and management course focuses on the application of core supply chain analytics methodologies and modeling — including statistics, regression, optimization and probability — more than conceptual underpinnings. Students will be prepared for the common methods and tools they may encounter in their study or practice of supply chains. It's also part of the MITx Supply Chain Management MicroMasters Credential .
*Note: This course began on December 9, 2020, but enrollment is currently open.
Supply Chain Fundamentals
Time commitment: 13 weeks
Cost: free to audit; $299 for a verified certificate
This course helps students build the foundational skills required for supply chain management and logistics. Students will learn how to develop and apply analytic tools, approaches, and techniques — with an emphasis on where and how specific tools can be used to improve a supply chain's overall performance or reduce the total cost. It's also part of the MITx Supply Chain Management MicroMasters Credential .
*Note: This course begins on March 17, 2021, but enrollment is currently open.
Policy for Science, Technology and Innovation
Time commitment: 8 weeks
Cost: free to audit; $149 for a verified certificate
Students will examine the science and technology innovation system with an emphasis on public policy and the federal government's research and development role in that system. The class will use case studies as well as foundations of economic growth theory, innovation systems theory and innovation organization theory, and more. Students will build from basic approaches towards an advanced understanding.
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The best websites for free education
(Image: Shutterstock)
Have you heard about free online education but dismissed its potential as a resource? Think again!
Free online learning can help you out if you need skill training, personal development, or an excuse to expand your mind. Many providers offer high-quality educational content from experts.
No-cost or inexpensive online learning can benefit you if you want help with:
- Mastering a new language
- Becoming a professional artist
- Building a coding portfolio
- Advancing as a business professional
The list goes on.
Free online education can be accessed through many popular websites and apps. Let us be your guide through this crowded landscape. Read on for our roundup of websites offering free educational content in both general and topic-specific areas.
Best general websites for free education
These online learning platforms have something for everyone. They bring together courses from the world's elite institutions and experts.
Topics covered: Software development, engineering and construction, health, IT, personal development, management, and more
Paid elements: Degrees and diplomas; costs vary
Alison is an e-learning platform offering free personal development courses and paid degrees. Students can also opt for training in trades such as construction and plumbing. The service also offers free personality and well-being tests to all.
Topics covered: Business administration, data science, applied arts and sciences, public health, and more
Paid elements: Degrees, certificates, and business membership; business membership costs $399 annually per member
Coursera , a massive open online course provider, was founded in 2012 by Stanford faculty. The service offers professional development, paid degrees from the bachelor's to postgraduate level, and free courses.
SEE: Coursera review: Pros, cons, and popular courses
CreativeLive
Topics covered: Photography, Adobe Creative Suite, UX, programming, entrepreneurship, self-improvement, music production, and more
Paid elements: Paid courses; costs vary
CreativeLive is an e-learning platform that caters to entrepreneurs and artists. The site offers free and paid courses in creative topics including photography , Adobe Photoshop , and UX . Learners can also find courses in self-improvement, business, and programming.
College courses offered online: What can you take?
As remote learning gains traction, online college course providers have stepped up their offerings. Some are even free.
Topics covered: Web development, risk management, Java, international relations, social work, and more
Paid elements: Bachelor's and master's degrees, bootcamps, professional certifications, and XSeries advanced courses; costs vary
edX is an online learning platform founded by Harvard and MIT alumni. The site offers both a variety of free courses and paid certifications, bootcamps, and degrees in topics including web development , risk management , and Java .
Khan Academy
Topics covered: Computer programming, math, economics, chemistry, finance, history, physics, art, and more
Paid elements: None
Khan Academy is a nonprofit, open-source library of video courses on various topics that caters to K-12 learners worldwide. The site also offers practical courses in standardized test prep , computer programming , and life skills .
MIT OpenCourseWare
Topics covered: Energy, entrepreneurship, environment and sustainability, introductory programming, transportation, and more
MIT OpenCourseWare is an extensive online catalog of past MIT course content. While the site does not offer degrees, course credit, or certification, most courses offer exams, notes, and video lectures completely for free.
eLearning platform Udemy's most popular courses
Udemy offers eLearning courses from photography to IT and software development. But is it worth your time? Read our Udemy review to get some insight.
Topics covered: Python, excel, data science, web development, data science, JavaScript, and more
Paid elements: Some paid courses; prices vary
Udemy is a global platform for free and paid online courses based in San Francisco. The service's technology video courses rank among its most popular. They cover topics including Python , web development , and data science .
Best websites for professional development
Do you want to embark on a new career , improve your focus at work , or replace a habit with behavior that leads to greater success, happiness, and productivity? These free online coaching and professional guidance sites help you find the right steps to achieve your goals.
Class Central
Topics covered: Humanities, business, computer science, engineering, data science, personal development, and more
Paid elements: Some paid courses among mostly free courses; costs vary
At Class Central , students can find career development , personal development , and self-improvement resources. The site's extensive partnerships with universities, course providers, and institutions make it a centralized hub for online education.
MaxKnowledge
Topics covered: Teaching, online teaching, career services, campus operations, admissions, and more
Paid elements: Annual subscription costs $195 per five people, $19 for each additional person
MaxKnowledge is a career education platform offering paid certifications and free professional development tutorials . The website, which serves over 3,000 organizations, is in line with standards established by the Association for Career & Technical Education (ACTE).
Topics covered: Resume reviews, interviews, job search strategy, company profiles, resume + LinkedIn review, and more
Paid elements: Site is mostly free, but career coaches and job search services are paid; costs vary on case-by-case basis
The Muse is a free remote job search site that offers paid job coaching services. The website's mentors, coaches, and master coaches can help job searchers of all experience levels with interview tips , resumes, and promotions.
SEE: 10 productivity apps that will transform the way you work
Open Sesame
Topics covered: Compliance, safety, IT services, business skills, wellness, diversity and inclusion, and more
Paid elements: One month free, different plan levels for individuals, small businesses, and enterprises starting at $21.99 per month
Open Sesame is an e-learning platform with an extensive catalog of professional development courses, covering topics such as time management strategies . The site helps organizations find solutions to issues such as wellness, compliance, and safety in industries that include technology, healthcare, and manufacturing.
Best websites for learning a new language
Free language learning apps offer a convenient pathway to mastering a new language. Though most language learning apps offer paid subscriptions, you can get started for free on the apps listed below.
Topics covered: German, Italian, Danish, Portuguese, Swedish, Indonesian, Turkish, Russian, Norwegian, French, and more
Paid elements: $13.99 monthly for a subscription to the pro version, which offers analytics, personalized lesson help, and access to all classes
Babbel is a language-learning app covering speaking, writing, listening, and reading skills. The app (available in free and subscription versions) allows learners to focus on cultural areas of interest to keep lessons relevant and interesting.
Topics covered: Spanish, Japanese, Korean, Chinese, Hindi, Turkish, Arabic, Russian, Irish, Hebrew, and more
Paid elements: $6.99 monthly for a subscription to Duolingo Plus, which offers personalized lesson support, analytics, and progress tracking
Duolingo is a free language learning app for Android, iOS, and desktop. Lessons follow a game-like format that incentivizes hitting time-based goals. The premium version is ad-free and tracks students' progress.
Topics covered: Chinese, Spanish, Yoruba, Japanese, Korean, Danish, Swedish, Mongolian, Turkish, and more
Paid elements: $8.99 monthly for a subscription to the premium version, which offers offline access to the app, analytics, and personalized lesson support
Memrise is a UK-based online language learning platform offering free courses in 25 languages. Lessons are based on flashcard repetitions and videos of native speakers. The paid pro version offers personalized learning support and offline learning.
Best websites for picking up a new hobby or skill
Free online education also provides a route to acquiring a new skill, such as programming. For instance, free web development courses can empower you to build a coding portfolio and master programming problems .
Topics covered: JavaScript, HTML, CSS, Python, Go, Ruby, SQL, C++, Swift, and more
Paid elements: $19.99 monthly for a subscription to the pro version, which offers certifications and personalized lesson support
Codeacademy is an online learning platform that offers free courses in over 12 coding languages, command line, and Git. The site also offers a paid membership option featuring portfolio development, personalized learning plans, and professional certifications.
Check out our Codecademy review here.
Topics covered: Color pencil, acrylic, oils, portraiture, landscape, horizontal and vertical lines, and more
Paid elements: $10 monthly for a subscription to the pro version, which allows access to all courses, not just free ones
Drawspace is an online art education platform offering free tutorials and paid courses taught by professional artists. Students can take courses offered on different artistic techniques and styles at the beginner, intermediate, and expert levels.
General Assembly
Topics covered: Data science, data analytics, computer languages, product management, UX design, and more
Paid elements: Paid and free courses; costs for paid courses can vary from $500-$2,000
General Assembly is a for-profit coding bootcamp that offers courses on a variety of information technology, web development, and software engineering topics. It's among our picks for the best coding bootcamps of 2022 . The site offers a free course that teaches HTML, CSS, and JavaScript called Dash .
Topics covered: Creative writing, history, art, psychology, education, languages, math, and more
OpenLearn is a MOOC platform affiliated with the UK's Open University system. The site offers thousands of self-paced, free courses in college subjects, such as creative writing. Many courses award digital badges or statements of participation upon completion.
Topics covered: JavaScript, Github, react, web and visual design fundamentals, HTML, CSS, Git, and more
Paid elements: The Break into Tech course is $2,499, while specific skill courses cost $549 each; free courses also available
SkillCrush is a coding learning app tailored primarily to women and POC. The service's self-paced Break Into Tech + Job Guaranteed provides 180 days of job search support upon graduation and opportunities to interview with partnered companies.
SEE: 10 Websites to practice coding problems: Our picks
Topics covered: Software engineering, data science, UX/UI design , data analytics, and more
Paid elements: Mostly paid courses range in cost from $7,000-$13,000; free webinars also available
Thinkful is an online coding bootcamp offers a customized learning experience and one-on-one mentor support for bootcamp enrollees. The platform also hosts dozens of webinars each month, which are free and open to the public. Webinar topics include data analytics, career advancement, and intros to programming languages.
Topics covered: HTML/CSS, Python, JavaScript, SQL, C++, Java, data science, and more
Paid elements: $12.99 monthly for the pro version, which offers personalized lesson support, no ads, and goal-tracking features
SoloLearn is a coding learning app that teaches popular coding languages from the basic to specialist level. Key features include a downloadable offline function for mobile users and a structural chart layout for displaying course progress.
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5 Free Coding Bootcamps To Consider In 2024
Updated: Mar 18, 2024, 1:52pm
Coding bootcamps have sparked an entirely new way to learn front-end and back-end development without spending tens of thousands of dollars and years on a traditional college degree. Still, coding bootcamps can cost thousands of dollars and require an intense schedule commitment for several months.
On the other hand, free online coding bootcamps provide an affordable way for beginners to step into the world of coding. Free programs usually let students review learning materials and complete projects on their own time so they can test the waters of a new field without having to pay tuition.
Dive into this guide to learn what to expect from a free coding bootcamp and where to enroll.
Can You Complete a Coding Bootcamp for Free?
Yes, you can complete some coding bootcamps for free. Although several online learning platforms only offer free trials or limited features, others provide entirely free options to allow you to learn affordably.
However, no-cost options don’t always offer the same perks as paid coding bootcamps, such as career services and live instruction. Instead, they often run as self-paced online courses designed to introduce you to coding or a specific discipline.
Free Coding Bootcamps vs. Paid Coding Bootcamps
Compared to paid bootcamps, free versions provide a much more accessible way to introduce yourself to coding. In 2023, Forbes Advisor found that the median cost of a coding bootcamp was $9,500, which can be a hefty financial commitment if you aren’t 100% sure that a career in coding is the right fit for you.
However, generally speaking, free and paid coding bootcamps have a few notable differences to consider if you’re serious about becoming a professional coder.
Delivery Format
Although you can enroll in both versions online, free coding bootcamps are often self-paced, while paid versions frequently include live instruction. Live classes and instructor support are crucial if you learn best through visualization and guidance.
The caveat is that you need to ensure your schedule can accommodate live classes. Some paid programs require intense schedules with several hours of synchronous sessions each week.
Career Support
Most paid coding bootcamps also include career services that you won’t find with many free options, like mock interviews, job searches and résumé reviews. Some bootcamps even promise a job guarantee .
Finally, a free bootcamp provides learning material so you can understand the covered topics, but it may not include all the programming tools you need to complete projects. Therefore, you might not get hands-on experience with the tools you’d use on the job.
Meanwhile, although a paid coding bootcamp can cost thousands of dollars, it likely includes access to tools so you can complete realistic programming tasks and projects.
5 Options for Free Coding Bootcamps
- freeCodeCamp
Free Coding Bootcamps Offered:
- Responsive web design certification
- JavaScript algorithms and data structures certification
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- Data visualization certification
- Relational database certification
- Back-end development and APIs certification
- Quality assurance certification
- Scientific computing with Python certification
- Data analysis with Python certification
- Information security certification
- Machine learning with Python certification
- College algebra with Python certification
- A2 English for developers certification
- Foundational C# with Microsoft certification
Provider Overview: freeCodeCamp was founded in 2014 in San Francisco, California, as a 100% free online learning platform for people learning to code. The fully donor-supported website and programs allow beginner and intermediate coders to prepare for programming careers tuition-free.
Each bootcamp through freeCodeCamp culminates in a verified certification you can share with future employers. You’ll work through multiple courses while completing real programming projects, like building a JavaScript calculator and visualizing data with heatmaps. Each certification takes about 300 hours to complete.
Ada Developers Academy
Free Coding Bootcamps Offered: Ada Build, Ada Build Live, Ada Core
Provider Overview: Founded in 2013, Ada Developers Academy began with a mission to diversify hiring pools in the tech space with highly qualified candidates, regardless of whether those candidates could afford the proper education. The organization began training committed students through an intense curriculum tuition-free, breaking down the financial barriers that sometimes stand in the way of a tech career.
Learners can participate in the seven-week, self-guided Ada Build program to introduce themselves to coding or prepare for the bootcamp. Ada Build Live includes a similar curriculum but lasts six weeks with live instruction for extra support.
Ada Core is the company’s complete, 11-month bootcamp, with six months of in-class training and a five-month paid internship for the highest degree of career preparation. Students attend classes five days a week for six hours each day. Enrollees can complete the program online or on campus in Seattle, Washington and Atlanta, Georgia.
The Odin Project
Free Coding Bootcamps Offered: Full-stack Ruby on Rails, Full-stack JavaScript
Provider Overview: The Odin Project is an open-source platform supported entirely by donations where people can learn to code for free. Volunteers keep The Odin Project continually updated with fresh content to ensure its relevance. Since its founding in 2013, more than 5,000 contributors have helped improve its curriculum and website.
Learners can start with the Foundations path, which introduces the tools and resources used during the program. Then, they move onto a complete learning path with up to eight courses. Each curriculum includes immersive projects and access to a free Discord channel for support along the way.
Free Coding Bootcamps Offered: Camp Skillcrush
Provider Overview: A woman-owned online coding school founded in 2012, Skillcrush levels the playing field for women, people of color, and people with disabilities through its comprehensive coding bootcamp for beginners.
Although its primary program requires payment, the company also offers the tuition-free Camp Skillcrush for beginner coders to learn the essentials before jumping into a more complex bootcamp. In Camp Skillcrush, students work through self-paced lessons covering JavaScript, visual design, user experience, and website development with HTML and CSS.
Free Coding Bootcamps Offered: The essential web developer course, HTML and CSS syntax review, JavaScript basics, computer science: data structures and algorithms
Provider Overview: Founded by Robeen Dey, a developer with over a decade of experience in web development and programming, Upskill offers free and paid lessons based on everything Dey’s learned from firsthand coding experience. Upskill’s free programs include several lessons tied to an overarching topic, like JavaScript or computer science.
Upskill’s web developer course, its most comprehensive free program, includes 197 online lessons on topics like HTML, CSS, Ruby and database structure. Most lessons run less than 15 minutes long, and students can complete them at their own pace.
Frequently Asked Questions (FAQs) About Free Coding Bootcamps
Are coding bootcamps free.
Although some coding bootcamps are free, most of them are paid programs. Although free bootcamps can offer a helpful introduction to the world of programming, paid versions typically provide more in-depth support and career services to prepare learners for coding careers.
Can I learn coding for free?
Yes, it’s possible to learn coding for free through free coding bootcamps and courses. However, free options may not be as comprehensive as paid coding bootcamps, which usually offer career services, an immersive curriculum, and instructor support.
Has anyone gotten a job with freeCodeCamp?
Yes, many graduates of freeCodeCamp have shared their career journeys on the bootcamp’s forum, acknowledging that the bootcamp gave them the foundational knowledge needed to further their studies and begin a career. Several graduates mention continuing to develop their skills by completing projects and building their portfolio based on what they learned in freeCodeCamp, helping them get hired.
Which coding language should I learn first?
Experts typically recommend learning Python or a combination of HTML and CSS first. If you’re interested in backend programming, start with Python. Opt for HTML and CSS if you want to learn front-end development first.
What is the best free online coding bootcamp?
Some of the most reputable free online coding bootcamps include freeCodeCamp, The Odin Project and Ada Developers Academy. However, each offers something different in their teaching styles, curriculum and projects. The best free coding bootcamp for you ultimately depends on what you want to learn, how you learn best and how much time you want to devote.
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American Safety Council, Inc (Available in English and Spanish) | 225 E. Robinson St. STE 570 Orlando, FL 32801 Phone: 877-689-0674 | (English) (Spanish) |
American Safety Inc | 9009 Mahan Drive, Suite 501 Tallahassee, FL 32309 Phone: 1-800-800-7121 | |
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Driver Training Associates, Inc | 12920 Dairy Ashford Rd. Sugar Land, TX 77478 Phone: 1-800-558-9887 | |
Defensive Drivers Institute, LLC | 3172 North Rainbow Boulevard #1317 Las Vegas, NV 89108 Phone: 1-833-921-0217 | (English) (Spanish) |
Pre-Licensing Course LLC | 33-24 Northern Blvd Fl 4 Long Island City, NY 11101 Phone: 1-718-400-7400 | |
National Point and Insurance Reduction Course, Inc., dba SPIDER Pre-Licensing Course by IMPROV | 445 Hamilton Ave Ste 1102 White Plains, NY 10601 Phone: 1-800-660-8908 | |
National Traffic Safety Institute, Inc (Available in English and Spanish) | 2351 Hylan Blvd, 2nd Floor Staten Island, NY 10306 Phone: 1-800-588-6874 | (English) (Spanish) |
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8 million are in student loan forbearance under Biden's SAVE plan. Are you one of them?
Did you wake up to an email on Friday stating your student loans are in forbearance? If so, you are one of eight million Americans.
Borrowers enrolled in the SAVE (Saving on a Valuable Education) Plan are currently in forbearance. How long the forbearance goes on remains to be determined.
The student loan relief program, introduced by President Joe Biden's administration in 2023, is now in court where it is being contested. At the end of July, an administrative stay was granted by the U.S. Court of Appeals for the Eight Circuit in St. Louis at the request of Missouri and six other Republican led states, per The Tennessean . As a result, the plan has been blocked from continuing.
Here's what to know about the forbearance and the legal battle over SAVE.
What is student loan forbearance?
Student loan forbearance is a temporary postponement or reduction of your student loan payments due to financial difficulty. During this temporary period, you may still make smaller payments toward your loan. Borrowers typically need to apply to receive forbearance. However, the Biden administration has chosen to freeze payments for all SAVE borrowers as the legal battle over the plan continue.
“Borrowers enrolled in the SAVE plan will be placed in an interest-free forbearance while our administration continues to vigorously defend the SAVE plan in court,” Miguel Cardona, the secretary of education, said in a statement in July. “The Department will be providing regular updates to borrowers affected by these rulings in the coming days.”
Fast facts about the SAVE student loan plan
∎ SAVE is an IDR (Income Driven Repayment) Plan that bases your monthly payment on your income and family size. It replaced the Revised Pay As You Earn (REPAYE) Plan. Borrowers who were on the REPAYE plan will automatically get the benefits of the SAVE plan.
∎ The plan lowers payments for almost all borrowers compared to other IDR plans. Payments are based on a smaller portion of your adjusted gross income (AGI).
∎ It has interest benefit: If you make your full monthly payment but it is not enough to cover monthly interest accrued, the government covers the rest of the interest accrued that month. This prevents your balance growing due to unpaid interest.
∎ Borrowers in the plan who originally borrowed $12,000 or less will be granted forgiveness after as few as 10 years.
∎ In the summer of 2024, more elements of SAVE will go into effect, further lowering payments for borrowers with undergraduate loans.
Why is the SAVE plan in court?
When the SAVE plan was first implemented by the Biden administration in 2023, it was met with criticism and pushback from Republicans. Part of the plan was blocked in June by two federal judges in Kansas and Missouri. In July, Missouri Attorney General Andrew Bailey and seven state attorneys requested the 8th Circuit to block the plan in its entirety, according to The Tennessean.
For Bailey, the ruling was a win for the Constitution. On the social media platform X , he said, "Congress never gave Biden the authority to saddle working Americans with half-a-trillion dollars in other people's debt."
🚨BREAKING: The Court has granted our motion to BLOCK Joe Biden’s illegal student loan plan. Congress never gave Biden the authority to saddle working Americans with half-a-trillion dollars in other people's debt. A huge win for the Constitution. — Attorney General Andrew Bailey (@AGAndrewBailey) June 24, 2024
When will I need to begin paying my student loans?
Currently, there is no set date for when the student loan forbearance will end or when borrowers will resume payment on student loans.
Nina Tran covers trending topics for The Greenville News. Reach her via email at [email protected] .
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AP Calculus AB solved free response questions from past exams: AP®︎/College Calculus AB. AP®︎ Calculus AB Standards mappings: ... Our mission is to provide a free, world-class education to anyone, anywhere. Khan Academy is a 501(c)(3) nonprofit organization. Donate or volunteer today! Site Navigation. About. News; Impact; Our team;
The following online education websites offer thousands of online courses for students and life-long learners alike. While many are fee-based courses, you can also find many free courses as well. 1.
From Microsoft Office and email, to reading, math, and more—GCFGlobal.org offers more than 200 topics, including more than 2,300 lessons, more than 2,000 videos, and more than 50 interactives and games, completely free. We all have outside responsibilities, so we make it easy for you to learn at your own pace, on your own time.
Learn high school chemistry using videos, articles, and NGSS-aligned practice. Explore the fundamentals of atomic structure, chemical bonding, chemical reactions, thermochemistry, solutions, acids and bases, and nuclear chemistry. Atoms, elements, and the periodic table: High school chemistry.
This course is a variant of Harvard University's introduction to computer science, CS50, designed especially for lawyers (and law students). Free *. 10 weeks long. Available now.
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The U.S. Department of Education (ED) has two primary tasks: 1) Support educational authorities and educational institutions to improve their ability to prevent hate-based threats and bullying and recover from hate-based violence and 2) Enhance overall school safety and climate. About Free to Learn
Provider Overview: freeCodeCamp was founded in 2014 in San Francisco, California, as a 100% free online learning platform for people learning to code. The fully donor-supported website and ...
Education Explore All Programs. Graduate Education Professional Education ... Free Online Courses. Browse our collection of free online courses taught by Stanford instructors and industry experts. Free Content Library. Explore on-demand webinars, articles, eBooks, and more on a variety of topics. ...
Welcome to Stanford Online's hub for Artificial Intelligence education. Whether you're a seasoned professional or just beginning your journey, we have options for every level. Dive into the forefront of AI with industry insights, practical skills, and deep academic expertise of this transformative field.
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∎ Borrowers in the plan who originally borrowed $12,000 or less will be granted forgiveness after as few as 10 years. ∎ In the summer of 2024, more elements of SAVE will go into effect ...